Health Benefits Plan For U.S. Student Fulbrighters
Beginning Monday, August 17, 2026, implementation of the Accident and Sickness Program for Exchanges (ASPE) has transitioned to International Medical Group (IMG).
The U.S. Department of State has established health and accident benefits for all Fulbright Fellows. The Accident and Sickness Program for Exchanges (ASPE) is a basic policy and it is not a substitute for your private health benefits coverage. It is not intended to cover long-term health care and has limitations in coverage. For this reason, you are encouraged to maintain your current policy or to obtain comprehensive health insurance coverage to offset the cost of major medical contingencies that may occur when you are abroad, to cover you if you travel outside of the host country, and/or to provide you with immediate coverage when you return to the U.S.
The ASPE policy provides coverage up to $100,000 per illness or accident with a $25 deductible for each claim. The Accident and Sickness Program for Exchanges Booklet is available on the ASPE website. To print your ASPE ID card, log in to MYIMG and proceed to the My Benefits section of the website, using your PSID as your ASPE Number.
International Medical Group (IMG) Health Benefits
Available Services
- Medical referrals for doctors and hospitals
- Medical and prescription claims
- Medical evacuations
- Assistance with questions on ASPE coverage and medical bills
International Medical Group (IMG) Contact Information
Telephone: +1 (463) 276-5286
You may dial this number directly or you may contact your local operator and request to make a collect call to this line.
Email: ASPEcare@imglobal.com
Frequently Asked Questions
When does my coverage start and end?
Generally, coverage begins when you leave the U.S. for your grant country and continues until you return to the U.S. at the end of the grant period. In most circumstances, you are only covered while you are in your grant country during the grant period. Stopovers during travel, diversionary travel outside of the country of assignment, or stays in the country prior to the start of the grant or after completion of the grant will not be covered by the Department's benefits. You will not be covered if you take a trip or vacation outside of your host country. See the Booklet for further details on when and where you are covered.
Download the Quick Reference Guide to the ASPE program for U.S. Students.
Where can I find information about supplemental medical insurance for me or general coverage for my family?
How do I file a claim?
-
Fully itemized, original bills including Patient’s Name, Nature of Illness/Injury
-
Description and Charge for each service provided
Note that if you need extensive treatment (i.e., surgery, extensive tests, etc.), you should contact the International Medical Group (IMG) Administrator to determine coverage and payments.
Who should I contact when I have questions about eligibility, filing a claim or a claim status?
All queries regarding the ASPE plan should be directed to the program administrator, International Medical Group (IMG).
International Medical Group (IMG)
P.O. Box 21605
Eagan, MN
55121
USA
E-Mail: ASPEcare@imglobal.com
Website: https://aspe.imglobal.com/
Telephone: +1 (463) 276-5286
